Contractor Income Protection Insurance: Keep Earning In Times Of Hardship

What would you do if an illness or injury leaves you temporarily incapacitated and unable to work for a few months? How would your mortgage and monthly bills be settled? A permanent employee would still be financially compensated by their employers, but self employed contractors and freelance consultants are not afforded this security.  To keep an income stream flowing in during times of hardship they have to make their own arrangements-state benefits are unlikely to be sufficient.

What better option than getting contractor income protection insurance? It replaces part of your income (tax free) if you are unable to work for an extended period because of illness or disability. And will continue to pay out until you can return to work. It ensures you can continue to support your family and maintain a lifestyle your are accustomed to. 

Do not confuse between income protection insurance and critical illness insurance. It is true that critical illness insurance helps you when you’re diagnosed with a life-threatening condition, but there are a lot of day-to-day, common situations which it will not cover. For example, severe back pain does not allow you to attend to your work for a week. The week’s pay out can be handled only by income protection insurance and not critical illness insurance.
Our contractor income protection insurance is underwritten by the UK's top insurers and available at competitive prices. It can protect up to 75% of your income and covers both salary and dividends. Furthermore, it's easy to arrange and pays out after just one day's illness.