What Are Buy Now Pay Later Catalogues?

Buy now pay later are catalogues containing clothes, household goods and many other products which you can select and have delivered to your home, which you then pay for at a later date. Normally, you pay for your items on a monthly basis. How much you pay each month varies from catalogue to catalogue, but most require a minimum of 10% of the total amount to be paid back each month.

Who Are Buy Now Pay Later Catalogues Suitable For?

To use buy now pay later catalogues you normally have to be aged 18 or over, although some do allow people aged 16+ to use their catalogues. Your credit history can play a role in which buy now pay later catalogues will accept you as a customer. If your credit rating is poor some buy now pay later catalogues will not accept you as a customer. Those that do will limit you to the amount of credit you can have or may let you buy from them, but only if you pay in advance. To use this kind of catalogue you usually need a UK address most do not deliver to anywhere else in the world, but if you use a mail forwarding company you can sometimes get around this restriction.

Finding Buy Now Pay Later Catalogues

Until recently the only way of finding out about buy now pay later catalogues was by keeping an eye out for their TV or newspaper adverts. Now the best place to find them is on the net. Most catalogues have their own individual websites, but unless you are already aware of the catalogues trade name finding them can be difficult. Recently catalogue review websites have started to crop up on-line providing an easy way to find them. Type the search term 'buy now pay later catalogues' into a search engine to find these sites. The best of these sites review each catalogue, explain what they sell and, more importantly, explain the type of credit each catalogue offers. They are a great way to compare catalogues side by side.

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