Five Reasons You May Not Be Able to Get Cheap Car Insurance Quotes

We'd all love to be able to get cheap car insurance quotes every time our policy was up for renewal. However, for many people in the UK, this just isn't possible.

Keep reading below to discover five of the main reasons drivers in the UK have to pay more for their car and auto insurance.

" Poor claims history

If you regularly make claims on your car insurance you will be perceived as being a high risk to the insurance companies of having to pay out.

A history of causing accidents is particularly bad and will mean your chances of getting a cheap car insurance quote at renewal time are slim to none.
 
" Too many points on your license

Having a number of points for speeding on your license or for things like driving with illegal tyres will impact on your car insurance quotes.
 
Insurance companies like to see a good track record of safe driving and as speed is one of the main causes of accidents, a history of being caught for this will not be looked on favourably.

" Driving convictions

As well as points on your license for speeding, any driving convictions will push up the price of your car insurance premiums.

For example, if you were recently found guilty of dangerous driving or caught driving while on your mobile phone, this will need to be disclosed to the car insurance companies you're getting quotes from.

" Your choice of vehicle for your age

If you're 17, have just passed your test and decide to buy a top of the range Subaru, you will not get any cheap car insurance quotes.

Buying your first car is an exciting time in anyone's life, but choosing sensibly will mean you can actually afford to insure your vehicle properly. If you buy a car with no idea of the insurance costs, you may well find you can't afford to insure it at all.

" Your postcode

Where your car is kept overnight is another factor when it comes to getting cheap car insurance quotes.

Like it or not, if your car is left on the street overnight and there's a high rate of car crime in your area, this will be reflected in the amount you pay.

The basic principle of car insurance is the more likely you are to need to make a claim, the more money you'll need to pay.

Additional articles about CIS Insurance

About the author

The Co-operative Insurance provides cheap car insurance quotes to drivers of all ages in the UK. Choose a reputable provider for your auto insurance needs.

Please Rate This Article

Select Rating Excellent Very Good Interesting Fair Could Use Improvement

Number of ratings: 0
Rating: 0