Your house insurance inventory

It is never nice to think about what disasters could befall you but unless you think ahead, you could find yourself unable to replace the contents of your home. If a fire or flood should ravage your home, it may be difficult to remember all of your valuable possessions. In order to make a true and accurate claim on your home insurance, it’s a very good idea to make an inventory of your house contents. Not only will it make claiming your insurance simpler, it will allow your insurance company to process your claim as quickly as possible so that you can get back to enjoying life.

Making an inventory doesn’t have to be a long an arduous task. You can make it easy by taking a photograph of each room in your house. This not only documents the contents of each room, it provides proof of your contents and can help you remember items when filling out your claim form. Store your photographic inventory in a safe place and if you can, keep a copy with a neighbour, friend or family member that does not live with you. This ensures you have a copy if your house should burn to the ground or if a flood sweeps through your property.

If you prefer to use pen and paper, make a list of the contents of each room. Don’t forget places like the loft, the cupboard under the stairs or the garage. These tucked away places can often be overlooked when making an inventory.

If you do need to make a claim on your home insurance, you should get in touch with you insurer as soon as possible.