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Insurance | Home Guide ...Home GuideSubmitted by Brand on Thursday Oct 09, 2008 and viewed 162 timesTotal Word Count: 686 Author Rating: NA Rate this article
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Renovation
If you are planning to extend or renovate your home, it’s important to check first if planning permission is needed. If it is, it could seriously delay your building plans.
But
before checking with the relevant authorities, answer these questions:
Plan ahead If
you begin work without acquiring the appropriate permission, the council can
make you stop what you’re doing or in the worst case scenario, request that the
building is returned to its original form.
So don’t take chances, contact the relevant authorities before any work
begins. You
will probably need permission if you are going to extend your home, if you plan
to divide your house to provide a separate dwelling or for a business, or if
the renovation will obscure the view of road users. For
less significant changes, such as putting up a wall or a fence below a certain
height, it is less likely that permission will be needed, but you still need to
check, especially if you live in a conservation area or a listed building. Employ someone trustworthy Once
you have your paperwork in order and you are ready to go, your next step is to
find a builder who you can trust to finish the job within budget and schedule. It helps if someone you know can recommend a
builder, but a good place to start looking is the National Federation of
Builders. Their website, www.builders.org.uk, has a list of
accredited builders. Choose
at least three builders and ask them to provide a quote in writing. You are allowed to ask for their public
liability insurance and you should follow up on their references before making
any decisions. Once
you have made your choice, draw up a contract.
The contract will outline the work that needs to be carried out, the
timescale of the work, hours of work, payment schedule and end date for the
project. Building standards There
are set standards that need to be adhered to when designing and constructing a
building. These standards help to ensure
the health and safety of project stakeholders, as well as things like energy
conservation and building access. But
remember, accidents can still happen so it’s a good idea to protect yourself and
your finances by taking out insurance
that will cover any work done to your house.
It shouldn’t slow down the process; it’s possible to get an insurance
quote quickly online. It
is the builder’s responsibility to ensure that any work carried out on your
property complies with the Building Regulations, but it is your responsibility
to check this with the builder before work begins. If
the work does not comply, then it is up to you to apply for an enforcement
notice. ArticleSource: ArticlesAlley.com
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