Vehicle vandalism

Many British car owners count the cost of car vandalism each year. The most common incidences occur over the weekend when car vandals are under the influence of alcohol. This is not the only cause. You would be surprised how many cars are damaged as a result of neighbourhood gripes, family feuds and jealously.

Car vandalism is one of the most common crimes in Britain but very few incidents are reported to the Police. Most car owners suffer in silence thinking that there is little hope of catching the culprit. They also pay for repairs out of their own pocket rather than claim on their car insurance.

So how do you prevent car vandalism and what should you do if your car is vandalised? We’ve put together some useful tips on how to safeguard your car from vandals?

Report it

The Police are encouraging victims of car vandalism to report it so that they can investigate. You can even report vandalism and theft online if you don’t need urgent Police assistance.

You also need to inform your insurer. If you are the car insurance policy holder, it is up to you to report any vandalism to the Police. They will give you a crime reference number. Depending on the type of car insurance you have, you may only have to pay your policy excess. Check the details of coverage with your insurer.

Play it safe

Most acts of vandalism are mindless. However, there are some precautions you can take to help minimise the risk of vandalism and theft.

·         Hide your possessions

If you have to leave anything in your car i.e. mobile phone, CD player, satellite navigation system, shopping bags or even your coat, hide them in your boot. Even better, leave them at home or take them with you.

·         Lock down

From a steering lock on your steering wheel, to your windows, roof and hood - lock them up tight.

·         Alarm

A car alarm is an excellent anti-theft device. Most new cars come with a car alarm fitted. However if you drive an older car without an alarm, it is relatively easy to have one installed by a qualified professional. Just don’t forget to activate it when you leave your car.

·         Immobiliser

An immobiliser will stop a thief in his/her tracks. Immobilisers have a reputation as one of the most effective ways to stop car thieves from making off with your vehicle. Provided a professional installs your immobiliser, your car will not start without disabling it first.

·         Locking wheel nuts

Keep your wheels secure with this economic anti-theft solution. They are easy to fit and can only be removed with a specific adapter.

·         Window etching

Etch your car registration number onto your windscreen, all your car windows and headlamps.

·         Security markings

Protect your car accessories i.e. stereo, electronics. Write your car registration number on them.

·         Park smart

Keep your garage locked at home. When you’re out and about, try to find a well-lit, open place to park.

·         Car parks

If you have to park in a car park, look for one with an attendant on duty.

·         Cover up

If vandals can’t see your car, they’re less likely to mess with it. Car covers come in all shapes and sizes so you’re sure to find one to fit your car. It also protects your car from the forces of nature.

·         Car insurance

Make sure you know what you are covered for. Find out from your insurer what kind of coverage you have for car vandalism and theft.

For a car insurance quote and more information about the types of car insurance available from Privilege, visit http://www.privilege.com/motor/index.htm