Articles By Derek Rogers

When looking to start your own business, one area to consider to raise finances could be by releasing the equity in your home in the form of a secured loan.

If you have equity in your home and dream of the perfect holiday, you could explore the option of a secured loan to fund that special trip.

If your home is in need of a makeover but money is tight, you may actually be able to use the equity in your home to get a secure loan and raise the necessary finances.

Loan calculators are a popular way to work out the cost of taking out a secured loan but are they necessary? This article explores the benefits of using loan calculators.

This article explores the major advantages of taking out a secured loan as opposed to an unsecured loan.

This article explores the main options available to individuals when looking for a secured loan.

The days of only using your main bank for loan requests have long gone but this new level of choice has brought it's own risks; comparing secured loan rates is essential if you're in the market to release some equity from your home.

The Internet has made applying for loans easier than ever but the question should still be asked whether this approach is the right one for you.

Applying for a secured loan doesn't have to be a daunting process and this article gives an overview of the process involved.

Taking on more debt if you have a bad credit record should generally be avoided however, in certain situations, releasing equity from your home in the form of a secured loan may be one option to consider.

Life insurance is not something many of us like to think about but is absolutely essential if you have a family.

With the rise of house prices, if you need some extra cash to fund a special purchase, taking out a secured loan just may be the right option for you.

Not all life insurance plans are created equal and you're in the market for cover, it is important that you compare a range of quotes.

With so many UK residents struggling with personal debt, this has led to a rise in the number of debt management plans available.

There are many debt management solutions available and one of the most popular in the recent years is the Individual Voluntary Arrangement or IVA.

Many people overlook payment protection when taking out a secured loan and consequently put themselves at risk should their situation change.

If you're a UK home owner, you may find that releasing the equity in your home by taking out a secured loan is the most cost effective way of funding a major purchase.

Far too many UK residents put off taking out a life insurance policy because they believe they are too young. This article discusses when you should protect yourself and family with life cover.

The UK, as with other countries, has a major personal debt problem with so many people seemingly happy to spend now and pay later. Fuelled by some irresponsible lending, this article discussed debt management options open to UK individuals

Bankruptcy is not the only way to get yourself out of a bad debt situation and should be considered carefully alongside all available options before taking this drastic step.

I had a fantastic idea but without investment could not get the project started. My bank wasn't interested so I took out a secured loan and now my business is booming!

Getting a mortgage was proving impossible and renting just seemed like a waste of money. When a friend suggested we look at getting a secured loan for our first home, we thought he was mad but the whole process was really straight forward and got us a place we could call our own.

For many individuals, debt consolidation is the only option left after accumulating debts that they are unable to repay. This article explores two of the main choices available and discusses the benefits of each.

Starting your own business without working capital can be a problem. Although not right for everyone, getting a loan secured against your home may well provide you with the money to get started with your business dreams.

Getting married when already thousands of pounds in debt put enormous strain on our marriage. Having a debt management plan was the best thing we did and undoubtedly saved our marriage.

Leaving this life isn't something anyone wants to think about, but it will happen, and you'll want to be financially prepared to help your family out. Life insurance is one way to make sure your loved ones are looked after.

Making and maintaining budgets is vital to prevent getting sucked into debt and this article explores some of the options available to individuals.

Buying life insurance is a major purchase and this 10 point checklist will guide you through some of the key things to remember.