Articles By Robert Zangrilli

The debt negotiation process is a strategic and a timely matter. There are many contributing factors to consider,

According to recent studies, the average American household has nearly 20 debit and credit cards,

Negotiating skills are a nonnegotiable requirement for success, but few people understand the structures,

Debt settlement, also known as debt negotiation or debt reduction, is a relatively new way for dealing with your debt problems.

This article offers tips on ways to improve your credit. It also offers some pointers on things that you may not have known affect your credit negatively.

This article summarizes the tax implications of debt settlement and why chances are you will still be in a better position financially by enrolling. For most consumers, they are technically insolvent at the time of settlement, which makes them exempt from owing taxes on the savings.

The primary purpose of good credit is to save you money by helping you procure lower interest rates that otherwise wouldn’t be available to you.

This article discusses the financial implications of only paying the minimums on your credit cards. It provides an analysis of the proper mindset one must use when dealing with credit issues.